-your dedicated mortgage broker
here to make tough financial decisions simple
Hello, I am
bethanne fuhs
My goal has always been to help my clients accomplish their financial goals & improve their quality of life. Whether that's getting you into your dream home or utilizing your equity in your current home to put you in a better position, helping people has always been my why.
Mortgages Made Simple
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What Sets Me Apart?
I build trust with my clients by being my authentic self and providing transparency throughout the loan process. No jargon, no hidden fees—just real guidance tailored to your needs. I simplify home financing so you can make confident, informed decisions with a mortgage expert who truly cares.
Trust
Navigating a mortgage transaction can be demanding. Where most consumers face considerable struggle is knowing who to trust. As with any process, this can stem from having a lack of knowledge, experience or resources. I take that opportunity to educate and guide you. As a mortgage broker, I correspond on your behalf with numerous lenders and investors to guarantee you find the most efficient option. By using my services, you can gain the power of knowledge and experience and will be provided protection amongst your largest investments.
Knowledge
Our 3-step process was designed to take the responsibility out of your hands and provide you with what you need, when you need it. What does this mean? Supply qualifying documents only once; utilize only one credit report and on average less than 20 minutes of your time for us to provide you wholesale offers from countless lenders all at once. Give yourself the professional experience that you deserve.
Convenience
Services
Refinance
Construction
Investment
Arizona
California
Colorado
Florida
Pennsylvania
Washington
HELOC / HELOAN
Bank Statement
Bridge
Cash-out, Streamline
Conventional, FHA, VA, USDA
Fix & Flip
Non-QM
Conventional
(Fannie Mae & freddie Mac)
The Conventional loan is a very common option as the product of choice for approximately 70% of mortgages originated in the U.S. annually. This loan must conform to the guidelines set by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac). Due to the demand, Conventional lending can be overwhelming on consumers when comparing quotes and determining who to trust. At Adaxa we utilize a proprietary price comparison tool to monitor live pricing from lenders across the nation. This allows us to retrieve our clients quotes from top lenders who are currently offering the most competitive pricing in the market.
Government
VA
FHA
USDA
(Federal Housing Administration)
(U.S. Dept. of Agriculture)
(Veterans Affairs)
Government backed loans can be another common product choice due to unique benefits and some broader qualifying guidelines compared to Conventional. These differences can sometimes provide notable advantages to the consumer allowing for more opportunity. Government backed loans can also offer streamline refinancing to allow for a simplified process in reducing the rate of interest on your loan during an improved market.
Non QM alternative
HELOC
(Home Equity Line of Credit)
Reverse Mortgage
Jumbo
Construction
DCSR
(Debt Service Coverage Ratio)
Hard money
Bank Statement
Interest only
Non-QM and Alternative products supply the solution to those who need something outside of what the standard Conventional mortgage can offer or who it can be offered to. These products allow you to qualify based upon alternative factors outside of the standard conforming guidelines. Most commonly utilized when obtaining a Home Equity Line of Credit or a Jumbo Mortgage this option has recently grown in popularity due to it’s extensive range of opportunity. Many Investors and Self-Employed applicants look to Non-QM as an easy workaround for their business focused income. Without a broker these products can be highly challenging to locate due to most large national lenders refusing to offer them.
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